Financial Tools
Interactive calculators designed with Spanish real estate fiscal metrics to help you plan your future better.
How much rent can I afford?
Calculate your recommended maximum rent, upfront costs (deposit, bonds) and discover which exact Madrid neighborhoods you can comfortably afford.
Active Mortgage Simulator
Detailed French amortization. Estimate your itemized payment, Madrid transfer tax (ITP 6%) and evaluate the break-even point (Rent vs Buy).
What is the rent calculator for?
It helps you estimate which Madrid neighborhoods you can afford without spending more than 30% of your net salary, calculating deposits and bonds required by Spanish law.
How does the mortgage calculator compute the break-even point?
It adds up your sunk mortgage costs (interest rate and 6% transfer tax in Madrid) against accumulated rent with 2% inflation to tell you in which year buying becomes more cost-effective.